Knight Financial Advisors Financial Health Check Promotion Terms and Conditions

By entering into the draw to win the Prize, you (Entrant) acknowledge and accept the following terms and conditions, as well as the radio station’s general conditions of entry, as amended from time to time.

1.   Promotion [ Knight Financial Advisors Financial Health Check ]


2.   Promoter Radio 6PR, 1/169 Hay Street, EAST PERTH   6004   Tel: 9221 1882
3.   Promotional  Period Open Date: 21/2/2018
Close Date: 2/5/2018
4.   Entry Restrictions Entrants must be:

·          at least 18 years of age;

·          residents of Western Australia


Entrants must not be the employees (or their immediate family members) of:

·          Macquarie Media Operations and its related bodies corporate; or

·          Knight Financial Advisors


5.   Entry Procedure To be entered into Promotion, Entrants must, during the Promotional Period (Eligible Entrant):

·          Call the station during that week’s Knight Financial Advisors Segment on Wednesdays excluding Anzac Day ; and

·          Have their call broadcast on air during the Segment.


6.   Selection process The Winners of the Prize will be selected by a random draw at the Prize Draw Time and Location.


The random draw will include the names of all Eligible Entrants for that week’s Knight Financial Advisors Segment. The Eligible Entrants’ names will be placed in an envelope and drawn by the end of the Segment by a member of the on air team.

The name drawn will be the winner of the Prize for the week. All other names will be discarded.


7.   Maximum Entries per person Maximum of one entry per Entrant per week of the Promotional Period

An entrant can no longer enter this Promotion if the entrant has previously been deemed a Winner of a Prize during this Promotion.

8.   Prize Draw Time and Location Prize Draw Date:  Every Wednesday throughout the Promotional Period

Time:  at the conclusion of the Segment that week

Location:  6PR Studios


9.   Prize Provider Knight Financial Advisors

Corporate Authorised Representative (#285301) of NKH Knight Holdings Pty Ltd AFSL 438631

10.Prize(s) Prize:  Financial Health Check Service

Number of Prizes:  10 Prizes – 1 Prize per week throughout the Promotional Period

Prize value:  $1,000


The initial ‘Financial Health Check’ service will highlight issues that impact on an individual’s capacity to achieve personal goals by assessing nine key areas including:

– Remuneration,

– Core wealth,

– Investment strategy,

– Budget & cash flow,

– Debt management,

– Superannuation,

– Tax structures,

– Insurance and

– Estate planning.


The program is delivered over two meetings by Knight Financial Advisors:

· A first meeting to understand your current situation, future direction and key financial questions.

· A second meeting to present a financial assessment summarising your position and key findings.


Total Prize Pool: $10,000

11.Prize Restrictions The Prize must be booked with the Prize Provider within three months of notification of winning the Prize.

The Prize is financial advice only, and the winner is not obliged in any way to accept or act upon the advice.

12.Notification of Winners The Winner’s name will be announced on air on the Draw Date.

The Winner will receive notification by email or phone to the email address or phone number provided at the time of entry.

The Winner’s name and suburb will also be published on

13.Additional Terms a.        By entering the Promotion, the Entrant accepts these terms and conditions and agrees to the Promoter’s Privacy Policy, each as amended from time to time and available on the Promoter’s website.

b.        Participants consent to their personal information (as that term is defined in the Privacy Act 1988) being used for direct marketing by the Promoter and Prize Provider, distribution by the Promoter and uses approved in the Privacy Policy.

c.        Throughout the Promotional Period the Promoter may contact Entrants to interact with the station on air, online and via social media in relation to the Promotion.

d.        Entrants may be required by the Promoter and Prize Provider to participate in photo, recording, video and/or film session(s) and acknowledge that they assign, by way of present assignment of future copyright, the right to use such publicity materials in any medium (including, without limitation, the internet) and in any reasonable manner it sees fit.

e.        It is a condition of Entry that the Promoter and Prize Provider have the right to publicise, broadcast and communicate to the public the names, characters, likenesses or voices of Entrants for any promotion or matter incidental to the Promotion.  By agreeing to enter, all Entrants consent to their Entry broadcast on air and to their telephone and other conversations with the Promoter and Prize Provider being broadcast on air and communicated to the public via any medium.  Entrants will not be compensated for this use.

f.         The Promoter and its representatives may conduct security and verification checks in their absolute discretion to determine the Entrant’s eligibility to enter the Promotion.

g.        If an Entrant be deemed by the Promoter to be ineligible, the Entrant may not participate further in the Promotion.

h.        The Promoter is not responsible for any problems or technical malfunction of any network or lines, computer online systems, communication network, computer equipment, software, technical problems or traffic congestion online, including any error, omission, alteration, tampering, deletion, theft, destruction, transmission interruption, communications failure or otherwise preventing Entrants from successfully participating in the Promotion.

i.         All decisions are at the discretion of the Promoter and no discussion or correspondence will be entered into in this regard.

j.         If the Promotion is not capable of being conducted due to circumstances beyond the Promoter’s control, including due to any technical or communications problems, the Promoter reserves the right to amend, suspend or cancel the Promotion subject to approval from any relevant authority.

k.        Prize(s) will be awarded as specified in the Prize details.  If a Prize is unavailable for any reason, the Promoter, at its discretion, may substitute it for another item of equal or higher value.  The Prize is subject to any Prize Restrictions specified above. All Prize values stated are the recommended retail value as provided by the supplier, are in Australian dollars and are correct at the time of preparation of these terms and conditions.

l.         All Prizes and parts of the Prize are subject to availability, non-transferable and non-exchangeable, must be used on or by any dates specified in these terms and conditions and as stipulated by the Prize Provider and are not redeemable for cash unless cash is specified.

m.      Unless otherwise stipulated in this agreement, if the Prize must be used on a specific date (Expiry), and the Winner is unable to use it on that date, the Winner will forfeit the Prize and the Promoter may draw a new winner in its absolute discretion on or before Expiry.

n.        If a Winner fails to collect their Prize within 3 months (or as otherwise specified in these terms), the Winner forfeits any rights to the Prize and the Promoter may, in its absolute discretion, conduct a re-draw for the Prize or withdraw the Prize.

o.        The Promoter and Prize Provider will not be responsible or liable if, for any reason beyond their reasonable control, any element of any Prize is not provided.  The Promoter will not be liable for any damage to or delay in transit of Prizes, or for any compensation in relation to those Prizes.

p.        A winner has rights under the Australian Consumer Law and other similar legislation which cannot be excluded, restricted or modified by the Promoter. These rights include a statutory guarantee that any services provided by the Promoter will be rendered with due care and skill and that any goods will be of acceptable quality. These Conditions of Entry do not exclude, restrict or modify those statutory rights in any way. However, to the extent it is permitted by law to do so, the Promoter makes no representations or warranties, express or implied, other than the Australian Consumer Law, regarding the quality and suitability of the Prize awarded under these conditions of entry and will not be responsible for breach of any such implied terms.

q.        The Promoter and its agencies and representatives associated with this Promotion, including any Prize Provider, will not be liable for any loss (including but not limited to indirect or consequential loss), damage or personal injury which is suffered or sustained (including without limitation to that caused by any person’s negligence) relating to this Promotion or the awarding or taking of the Prizes except for any liability which cannot be excluded by law (in which case liability is limited to the minimum amount allowable by law).

r.         The Entrant acknowledges that there may be inherent risks involved in entering this Promotion or taking or participating in the Prize(s), for which the Promoter accepts no responsibility.  If Entry or a Prize involves travel, stunts or challenges the Promoter may, at its discretion, require the participants to:

–           Submit to a medical examination by a medical practitioner approved by the Promoter and obtain relevant medical clearance to participate in the Promotion and redeem a Prize; and

–           Execute a Deed of Release and Indemnity in a form prescribed by the Promoter in order to participate further in the Promotion and redeem a Prize.

s.         The Promoter accepts no responsibility for any financial advice provided by the Prize Provider, which the winner may elect to accept or act upon at his or her own discretion. The Promoter and Prize Provider accept no responsibility for any tax implications that may arise from winning of the prizes.  Independent financial advice should be sought.  The Promoter takes no responsibility for variations in the Prize value.