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How much do you think it would cost to take care of yourself or a loved one if they were involved in a catastrophic vehicle crash?

Presented by Insurance Commission of Western Australia
Article image for How much do you think it would cost to take care of yourself or a loved one if they were involved in a catastrophic vehicle crash?

How much do you think it would cost to take care of yourself or a loved one if they were involved in a catastrophic vehicle crash?

One that would see them never walk again, or one that lost all their mobility.

The Insurance Commission explains the estimated cost is up to $4 million on average, per person. For some injuries, that cost can be over $15 million.

Three years ago Ebonny’s motorcycle tyres lost traction causing her bike to leave the road and crash. With help through the Insurance Commission’s Catastrophic Injuries Support scheme, Ebonny has had her home modified, enabling her to live independently. She will soon focus on re-establishing her career.

This is Ebonny’s Story –

Kenny was out riding his motorbike with mates when his front tyre hit a bump, sending him flying and making him a paraplegic for life.

With lots of treatment and specialised mobility equipment, Kenny has been able to operate his own successful building company in Albany. Kenny’s incredible drive and positivity see him pursuing activities such as surfing and mountain bike racing.

This is Kenny’s Story –

 Kenny was covered under the Insurance Commission’s Catastrophic Injuries Support scheme as he was riding a registered motorcycle.

If he was riding an unregistrable motorcycle he would not have been covered.

Each week, someone ends up with a catastrophic injury from a crash.

Did you know that the insurance, which is part of your vehicle rego, covers you if you’re catastrophically injured in a crash?

Last year, over 12,000 people made an injury insurance claim after being in a vehicle crash on WA roads. Some of these people were catastrophically injured and will need care for the rest of their lives.

Of the people currently being cared for in the Catastrophic Injuries Support scheme 76% have brain injuries, 21% have spinal injuries and 3% have burns and multiple amputations.

These types of injuries cost millions of dollars in medical fees, equipment and therapy needed for the rest of their lives.

Equipment is needed like motorised wheelchairs, home modifications, often multiple intensive operations, endless occupational therapy, physiotherapy and so on.

That’s what’s covered by the insurance we pay on our rego. Any of us could be catastrophically injured.

To know more about the Catastrophic Injuries Support scheme, head to the Insurance Commission’s website.

Presented by Insurance Commission of Western Australia
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