Couple Tina Hoyland and Steven Radley laid the foundation of what would be their dream home three years ago.

But in an example of the broad and growing housing crisis, those hopes have been dashed following the collapse of their contracted builder.

Press PLAY to hear more about the personal cost of the housing crisis

6PR reporter Anne Barclay told Julie-anne Sprague on 6PR Afternoons the couple have shared their disappointment to show the personal effects of the crisis.

“We feel really cheated, because we were elated when we found out we we’re getting relief… and then realised there was this magic date as a cutoff, and we would be missing out,” Ms Hoyland said.